Chapter 7

Oregon and Washington Chapter 7 Bankruptcy Attorney

If you have fallen behind in paying your bills, you should know that there is a way out. Get help dealing with out-of-control debt by filing for Chapter 7 bankruptcy. At Debt Advisors, P.C., in Portland, Oregon, we represent people in need of personal bankruptcy protection. To learn more about stopping harassing creditors, contact us for a free initial consultation.

Referred to as full or complete bankruptcy, Chapter 7 bankruptcy is a way for you to eliminate your overwhelming debt. This process will generally take four to six months and is your way out of financial hardship. Our firm will represent you throughout each stage of your bankruptcy, usually requiring you to make just one appearance before a bankruptcy trustee.

You May Still Qualify for Chapter 7 Protection

New laws have made some changes to the bankruptcy process. These make it more difficult to file for Chapter 7 bankruptcy. If you do not qualify for this type of debt relief, you still should consider filing for Chapter 13 bankruptcy. Despite changes in the bankruptcy laws, most people may still be eligible for Chapter 7 bankruptcy and debt relief unless they:

• Received a bankruptcy discharge within the last six to eight years
• Could possibly complete a Chapter 13 repayment plan based on their income, expenses and debt burden

Why Choose a Chapter 7 Bankruptcy?

For people with overwhelming debt that seems almost impossible to pay back, Chapter 7 bankruptcy protection might be their way out. This process, which typically lasts about five months, will leave you debt-free, with the exceptions of some non-dischargeable debts.

For people who want a fresh start, Chapter 7 bankruptcy is the route to take. It is your chance to eliminate the majority of your debts and start anew. To learn more about filing for Chapter 7 bankruptcy, contact a lawyer at Debt Advisors, P.C., for a free initial consultation.